Building Legacies Beyond Portfolios

Transforming Wealth Into Purposeful Legacy

At MKFS, we help individuals, families and businesses create a legacy— value-aligned, goal-driven wealth that ensures financial continuity across generations through thoughtful planning and trusted guidance.

How can we help you?

We offer structured financial guidance that supports growth, protection, and long-term continuity for families and businesses

Wealth Creation & Investment Planning

Goal-based investment strategies designed to grow wealth steadily while aligning with your risk comfort and long-term objectives.

Retirement & Financial Independence

Thoughtful planning to help you achieve financial independence and maintain lifestyle security through retirement years.

Risk Management & Insurance Advisory

Comprehensive protection solutions to safeguard families and businesses against unforeseen risks and disruptions.

Tax-Efficient Wealth Structuring

Smart financial structuring focused on optimising taxes while preserving and compounding wealth over time.

Legacy & Succession Planning

Purpose-driven planning to preserve, transfer, and align wealth with family values across generations.

Advisory for Businesses & Entrepreneurs

Strategic financial guidance for business owners focused on continuity, stability, and sustainable growth.

Meet Our Leadership

Leadership that combines deep industry experience with a disciplined, client-first approach to long-term wealth planning.

Manjiree Mangesh Kulkarni

Founder & Managing Director

Manjiree Kulkarni is the Founder and Managing Director of Manjiree Kulkarni Financial Services (MKFS), with over two decades of experience in life-centric financial advisory and wealth planning. She founded MKFS with a clear vision—to help individuals, families, and businesses move beyond wealth creation toward structured continuity and meaningful legacy. Her advisory philosophy, “Building Legacies Beyond Portfolios,” reflects a fiduciary-led, goal-based approach that prioritises long-term clarity, discipline, and values over short-term market movements. Under her leadership, MKFS has earned the trust of 1,600+ clients globally.

Manjiree has been consecutively awarded the “Living Legend” award by Kotak Life for the past five years, recognising sustained excellence and ethical advisory practices. She is a Qualifying and Life Member of the Million Dollar Round Table (MDRT) with over 10 years of membership, and has actively participated and presented at MDRT global conferences in the USA, Canada, Singapore, and the UK. She also holds a Management Development Programme (MDP) certification from IIM Indore, strengthening her strategic and leadership perspective. Known for building long-term client relationships rooted in trust and transparency, Manjiree continues to guide clients in creating enduring financial legacy across generations.

Ready to Begin Your Financial Journey?

Let’s start a thoughtful conversation about your goals, priorities, and long-term plans, with guidance you can trust.